Vietnam
Home-buying costs
Every fee and tax on a home purchase, who usually pays it and the law behind it.
Figures follow Chinese law and city rules, with every source cited and dated.
Results
Total the buyer needs to budget
CN¥3,029,206.21
≈ $417,246Home price plus everything the buyer pays
China · Other city (national rules) · CNY
- Paid by the buyer
- CN¥29,206.21≈ $4,023
- Paid by the seller
- CN¥92,621.36≈ $12,758
Exchange rate: 1 USD = CN¥7.26
Default rate last updated Oct 1, 2026
Converted amounts are for reference only. Only the amounts in Chinese Yuan (CNY) apply.
The price entered is the price in the filed online sale contract.
Not known yet, so we assume: owned under 2 years, not the only home, and the city's deemed share of the price.
Note
Every figure on this page is an estimate based on the values you entered and on defaults from Chinese law, the selected city's rules and common market practice, each current as of the verification date shown next to it. It is not financial, legal or tax advice. Your actual rate, loan limit, taxes and fees are set by your lender, the housing provident fund center, the tax office and the real estate registration center when you buy. Each city's home purchase restrictions (限购) are described for reference only; this site does not check whether you may buy. This site never stores the numbers you enter; they live only in the page address.
Line by line
| Fee | Basis | Paid by | Amount | Source and edit |
|---|---|---|---|---|
Paid by the buyerGroup subtotal: CN¥29,206.21 | ||||
| Deed tax (契税)The buyer pays it before the title is registered. The rate depends on how many homes the household owns and on the floor area. For a third or later home the province sets the rate; in another city, enter it. | 1% × contract price | Buyer | CN¥29,126.21 | |
| Real estate registration feeA fixed fee per registration, paid by the buyer at the registration center. | Fixed amount | Buyer | CN¥80.00 | |
| Extra certificate feeCharged for each ownership certificate after the first, when there are several owners. | Enter the amount you were quoted | Buyer | CN¥0.00 | |
Paid by the sellerGroup subtotal: CN¥92,621.36 | ||||
| Value-added tax (VAT)The seller pays it only after owning the home for less than 2 years. From 2 years the sale is exempt in every city. | 3% × price excluding VAT | Seller | CN¥87,378.64 | |
| VAT surchargesCity maintenance and construction tax plus two education surcharges, charged on the VAT. Individuals currently pay half. | 6% × VAT due | Seller | CN¥5,242.72 | |
| The seller pays it on the gain when the original purchase price is known, otherwise on a share of the price that the city sets. None under the five-year only-home exemption (满五唯一). | 0% × contract price | Seller | CN¥0.00 | |
NegotiableThe two sides agree who pays. Not included in the totals above. | ||||
| Brokerage feeThere is no official rate. You agree the rate and who pays with the agency; enter your quote. | 0% × contract price | NegotiableNot in the totals | CN¥0.00 | |
The link carries only the numbers you entered. The site keeps no copy of them.