China
Rental yield
See what the rent returns each year, after the costs people tend to forget.
Figures follow Vietnamese law, with every source cited and dated.
Results
Net rental yield
3.40%
per year, on price plus buyer costs
Vietnam · VND
- Gross rental yield
- 4.80%
- Net income per year
- ₫102,480,000≈ $4,035
The same ₫3,017,200,000 in a deposit at 5% earns ₫150,860,000 a year.
BreakdownNet income: ₫102,480,000
- Rent collected
- ₫132,480,000
- Property management fee
- ₫0
- Upkeep reserve
- ₫30,000,000
- Tax on rental income
- ₫0
- Net income
- ₫102,480,000
- Buyer costs
- ₫17,200,000
- Price plus buyer costs
- ₫3,017,200,000
Exchange rate: 1 USD = ₫25,400
Default rate last updated Oct 1, 2026
Converted amounts are for reference only. The amounts in Vietnamese dong (VND) are the ones that apply.
Net yield is the year's rent collected, minus the property management fee, upkeep and tax, divided by price plus buyer costs. Gross yield is the year's rent divided by price.
Note
Every figure on this page is an estimate based on the values you entered and on defaults from Vietnamese law, current as of the verification date shown next to each one. It is not financial, legal or tax advice. The actual interest rate, fees and taxes are set by your bank, your notary office and your tax office in Vietnam at the time of the transaction. Confirm with them before signing any contract. This site stores none of your data; everything you entered lives in the page address.
Assumptions you can change
Vacancy rate
8%
Assumption
The share of the year the home has no tenant.
Property management fee
0%
Assumption
Enter it if you pay a manager.
Upkeep reserve
1%
Assumption
The share of the price set aside each year for repairs and replacements.
Deposit rate
5%
Assumption
What the same cash would earn each year in a deposit.
Buyer costs
₫17,200,000
From the home-buying costs tool
The taxes and fees the buyer pays on the purchase, from the home-buying costs tool.
Tax assumptionsTax on rental income₫0
VAT on rent
5%
Source: Luật Thuế giá trị gia tăng số 48/2024/QH15
The share of the whole year's rent, counted only when the rent passes the threshold.
Personal income tax on rent
5%
Source: Luật Thuế thu nhập cá nhân số 109/2025/QH15
The share of the rent above the threshold.
Tax threshold
₫1,000,000,000
Source: Nghị định 141/2026/NĐ-CP
If the year's rent does not pass this amount, neither tax is due.
No tax yet: the year's rent does not pass the threshold.
Tax = 5% of the whole year's rent + 5% of the part above ₫1,000,000,000. If the year's rent does not pass ₫1,000,000,000, there is no tax.
This tool assumes the owner is a resident individual. A non-resident owner is taxed differently and is not modelled here.
The link carries only the numbers you entered. The site stores nothing.
Related terms
- Registration fee
A one-off charge the buyer pays to the state when the home is registered in their name, set as a percentage of the home's value.
- Notary fee
The fee a notary office charges to certify the home sale contract, set in tiers by the contract value.
- Secondary market
Buying a home that already has an ownership certificate from its current owner.
Learn more
- How to read a rental yield
Gross and net rental yield, the costs to subtract, and why the yield in a listing is usually higher than what you will actually earn.
- Legal sources